The U.S. Trustee Program (USTP) oversees the administration of bankruptcy cases and is a part of the Department of Justice. While its main function is to prevent abuse of the bankruptcy system, the Trustee Program has provided a list of approved credit counseling agencies to help consumers regain control of their finances. Some of the approved agencies deal with bankruptcies and counseling only, however, several provide educational resources for anyone interested.
American Consumer Credit Counseling
American Consumer Credit Counseling (ACCC) is a USTP-approved agency that provides personalized debt consolidation, credit counseling, financial education and debt management services to help consumers achieve financial stability. Their debt management programs focus mainly on unsecured debt obligations, such as credit cards, credit lines, department store cards and unsecured personal loans. ACCC consolidates payments and disburses funds to creditors on behalf of the client once a client enrolls in the program. The agency also provides a library of financial education resources and web seminars.
American Consumer Credit Counseling
130 Rumford Ave., Suite 202
Auburndale, MA 02466
866-826-6924
ConsumerCredit.org
GreenPath
GreenPath, a nationwide nonprofit consumer credit counseling service, is government-approved and since 1961 has been helping people get relief from debt through financial education, debt management and debt counseling. GreenPath is headquartered in Farmington Hills, Michigan, but operates 42 branch offices in Arizona, Florida, Illinois, Indiana, Michigan, New York and Wisconsin. It also provides licensed services across the U.S. via the Internet and telephone.
GreenPath
38505 Country Club Drive, Suite 210
Farmington Hills, MI 48331
888-860-4220
greenpathbk.com
InCharge Debt Solutions
InCharge Debt Solutions is an approved credit counseling agency and nonprofit organization that helps consumers manage debt reduction and regain financial well-being. The agency provides personalized debt counseling, debt management programs and alternatives to debt consolidation---without a loan or bankruptcy. In addition to counseling, they provide a library of financial resources, including an online interactive learning program through their partner InCharge Education Foundation.
InCharge Debt Solutions
2101 Park Center Drive, Suite 310
Orlando, FL 32835
866-729-0049
personalfinanceeducation.com
Money Management International
Money Management International is part of a family of consumer credit counseling service agencies that make up the largest nonprofit, government-approved, full-service credit counseling agency in the U.S. Founded in 1958, they provide bankruptcy counseling and education services, debt management assistance, credit counseling, financial guidance, community-wide educational programs and housing counseling assistance to consumers over the phone, Internet and through in-person sessions. They offer financial educational tools on their website such as videos, articles, calculators and webinars.
Money Management International
9009 W. Loop S, Suite 700
Houston, TX 77096-1719
866-889-9347
moneymanagement.org
Take Charge America
Take Charge America (TCA), a government-approved nonprofit credit counseling and financial education organization, helps Americans improve their financial situation through credit counseling, debt management solutions and educational outreach. The agency prioritizes financial literacy and education. TCA founded the Take Charge America Institute for Consumer Financial Education and Research in 2003 that is based at the University of Arizona. Consumers may access several free educational resources on the Take Charge website.
Take Charge America, Inc.
20620 N. 19th Ave.
Phoenix, AZ 85027
866-528-0588
takechargeamerica.org
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