Monday, September 15, 2008

How to Get Credit Card Companies to Stop Calling You At Work

It's happened to many people: You're at work, minding your own business, when all of a sudden, your boss tells you that you've got a phone call ... and it's your credit-card company. It's embarrassing and awkward, and you'd like it to stop. Here are some ways you can prevent this from happening.

Instructions

    1

    Send a request, in writing, to the credit-card company. Let them know that this number is your work number, and that you do not wish to receive phone calls there. Be sure to include an alternate phone number where you can be reached.

    2

    Opt out of extra marketing. Because you have a prior relationship with the credit-card company, the Do Not Call registry does not apply here. Sometimes, credit-card companies will call customers not to collect a debt, but simply to let them know about some special promotion they have going on. It's usually a sales call that alerts you to a special interest rate or other program they have available. Call customer service and find out if you can opt out of these phone calls.

    3

    Change your contact information. Credit-card companies want to have a number where they can reach you, or at least leave you a message, during the day. If your credit-card company has a website, go online and see what contact information is listed for your account. Update your phone numbers so the number they call during the day is not your work number.

    4

    Pay your bills on time. The most common reason for a credit-card company to call you is because you've missed a payment. If you pay your bills on time, they'll have no reason to call you at all.

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