In this day and age, countless consumers find themselves in debt. Whether due to credit cards, loans or sheer mismanagement of personal finances, debt levels continue to grow. If you want to learn how to regain control of your debt, debt reduction education programs are available. Numerous programs are offered, but consumers should be sure to verify the program they use through the Better Business Bureau.
Debt Reduction Services
Federally approved since 1996, Debt Reduction Services offers debt education and consolidation offers. Based out of Idaho, DRS is available to anyone who needs debt help in the US. According to the website, the education programs available teach consumers about personal and household budgeting, preventing and eliminating excessive consumer debt, developing effective spending habits and using credit wisely. Information is available through online archives and webinars, as well as live seminars in a corporate setting.
Debt Reduction Services
6213 N. Cloverdale Rd. Suite 100
Boise, ID 83713
208-378-0200
debtreductionservices.org
Money Management International
Money Management International (MMI) has been in business since 1958. MMI offers educational services for many situations, though one of the most popular is the management of family finances. While some people may have individual credit, managing the finances of an entire family is a whole other ballgame. MMI counsels people on credit cards and credit scores and home finances. MMI also teaches consumers how to save money, an oft-overlooked aspect of money management. Money Management International's education resources include Web workshops as well as online tools, such as podcasts, quizzes, eBooks, webcasts and an array of debt calculators.
Money Management International
9009 West Loop South, 7th Floor
Houston, TX 77096-1719
866-889-9347
moneymanagement.org
Family Life Credit Services
For those who incorporate faith into their financial outlook, Family Life Credit Services (FLCS) is a community-based Christian ministry that offers debt counseling. A nonprofit organization, Family Life Credit Services dubs itself as a "counseling agency that provides faith-based financial education and counseling to families struggling to find hope." Some of the educational options available include homebuyer information, credit card usage help and debt management. Family Life prides itself on helping consumers achieve "personal, spiritual, and financial goals" by using a customized biblical debt help program provided by one of FLCS's counselors. As of 2010, FLCS offers debt reduction education programs to 30 states. If your state isn't one of them, FLCS is willing to direct you to a reputable agency in your area.
Family Life Credit Services
2345 Meadow Ridge Parkway
P.O. Box 720
West Fargo, ND 58078
701-237-9247
familylifecredit.org
Consumer Debt Counselors
Consumer Debt Counselors (CDC) offers an array of debt reduction education programs. A nonprofit business with a primary focus on assisting clients with personal bankruptcy and credit card issues, CDC's goal is to provide information to the public on budgeting and buying practices. In addition, Consumer Debt Counselors offer counseling on the major impacts of personal debt. They also offer educational services on how to handle burdensome financial problems such as foreclosure, insurance and debt collectors.
Consumer Debt Counselors, Inc.
4055 Tamiami Trail - Suite 23
Port Charlotte, FL 33952
941-255-3236
debtreduction.org
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