Sunday, April 21, 2013

Integrity Debt Options

Integrity Debt Options is a private debt settlement and consolidation services company. The company offers consumers several products and services designed to help consumers improve their credit score, reduce their debt load and avoid bankruptcy. The company also offers investment opportunities for those looking to earn a return on an investment in credit debt.

Debt Settlement

    One option available at Integrity Debt Options is debt settlement. This is the process by which consumers settle their debt agreements with their lenders at costs reduced from the total outstanding loan amount. Integrity Debt Options claims that their services will help consumers reduce their settlement more than by going it alone with creditors.

Debt Relief

    Integrity Debt Options also offers regular debt relief. This service can vary, but often involves a credit counselor advising a consumer when analyzing bills. Often, the advice given is to reduce revolving balances below 50 percent credit utilization, reducing the amount of revolving accounts and learning to budget without using credit accounts.

Investment Opportunities

    Integrity Debt Options offers investment opportunities to former clients. The company claims that, while they are not investment experts, they liaise with financial experts in investments and money managing. Former clients---especially very satisfied ones---often take advantage of such solutions.

Free Consultation

    Integrity Debt Options offers free consultations to prospective clients. During the consultation meeting, a counselor will assess, on a surface level, the problems a particular consumer is experiencing. Based on the initial consultation, a counselor will advise a particular brand of service, and attempt to secure the prospective client as a paying client.

Warning

    There have been some reports that Integrity Debt Options uses unethical business practices. While it's not always a good idea to take someone else's word about a business, it's important to be vigilant when attempting to secure a representative to consolidate your debts.

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