The Indiana Department of Workforce Development manages unemployment insurance benefits programs for the state. Income assistance is available for people who have lost their jobs through no fault of their own or are no longer earning money after being self-employed. State unemployment offices, called WorkOne Centers, are located throughout the state (see Resources for a link). Representatives at WorkOne Centers can help determine if you are eligible for benefits.
How Much Can I Receive in Benefits?
As of 2010, people qualifying for unemployment benefits in Indiana are paid a minimum of $50 a week, according to the Indiana Department of Workforce Development. The maximum weekly amount is $390. Benefits are based on your earnings while you were employed. People who earned higher pay receive the most in benefits. For the maximum weekly benefit, you must have been earning at least $9,250 per quarter.
Will There Be A Delay in Receiving Benefits?
The Indiana Department of Workforce Development reports that your application for benefits could be singled out for a special review if you were terminated from your job (as opposed to being laid off), or if you were eligible for severance or vacation pay at the time of separation. Issues such as these must be resolved before payments can begin.
How Long Can I Receive Benefits?
You are eligible for full benefits for 26 weeks. As of 2010, all benefits are paid through a 52-week "benefits year," which begins when you are approved. Once you are paid for 26 weeks, you will not be eligible to file a new claim for benefits until your benefits year ends. For example, if you received benefits for 26 consecutive weeks at the start of your benefit year, you would have to wait an additional 26 weeks to make a new claim.
When Will I Receive My First Payment?
You should receive your first benefits payment within three weeks of applying if there were no issues with your application.
How Do I Apply for Benefits?
Apply for unemployment benefits by visiting your nearest WorkOne Center, or apply online at the Claimant Self Service for Unemployment Benefits website (see Resources for a link). According to the Indiana Department of Workforce Development, you should view the tutorial on the website before attempting to apply online. The tutorial shows how to create an account on the system, and guides you through the application process. Help is available from clerks at the WorkOne Center if you decide to apply in person. In either case, you will be required to provide contact information for your last employer, along with your Social Security number, dates of employment and your address. You will also be asked questions about your self-employment if applicable.
How Do I Qualify For Benefits?
You can qualify for benefits if you are out of work through no fault of your own. You can qualify even if the wages you earned on your job are insufficient for an unemployment claim. In this case, your benefit amount would be based on tax returns and other means of income verification used by the state. People who were self-employed can qualify for benefits in the same way.
How Will I Be Paid My Benefits?
Indiana unemployment benefits are paid through weekly deposits on a state-issued VISA debit card. A debit card will be sent to you after you are approved for benefits -- usually within 10 days. The card can be used like any other debit card, including cash withdrawals from ATMs.
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