How to Find Credit Repair Software

If your credit score is below the national average of 680, you can use a credit repair program that helps you organize your outstanding debt. Credit repair software collects information from the three major consumer reporting agencies--TransUnion, Equifax and Experian--and provides a credit report that allows you to see your current score. Many of the credit repair programs offer a limited-time free trial, which allows you to test the software prior to purchasing a license for the full version. Credit repair software can be bought online or at your local computer software retail store.

Instructions

1

Get Credit Aid. Credit Aid is a credit repair program that allows you to order your credit report form, and also generates a letter that can be sent to creditors to negotiate a payment plan for delinquent credit accounts. The software includes a video tutorial that helps you set up your credit information on your computer, and includes a 90-day money back guarantee if your credit score doesn't improve after using it.

2

Get Report Guru Credit Repair Kit. As a credit repair program, Report Guru Credit Repair Kit is meant to assist you in creating letters for you to send to credit bureaus and debtors. The program has a basic template that allows you to input the name, address and amount into the software-generated letter. Once created, you can mail the letter to the credit bureaus who will contact you about payment arrangements.

3

Get Turbo Credit Consumer Edition. Similar to the previous programs, Turbo Credit Consumer Edition provides a point-and-click interface that enables you to create dispute letters. It also includes a database of reasons as to why you were late paying on your account. The software includes updated credit reports from all three consumer reporting agencies, which allows you to view your credit report for any errors that can be legally removed.