In Minnesota, state law requires most companies that offer debt relief to either register with or be licensed by the Minnesota Department of Commerce. Legitimate debt relief programs assist clients by offering a full range of financial counseling services, budget planning, and, if appropriate, debt management programs. There are several such organizations in Minnesota, each offering in-person as well as online services.
Consumer Credit of Minnesota
Consumer Credit of Minnesota offers its clients both budget counseling as well as a debt management program for those who need it. Credit counselors will speak one-on-one with clients about their spending habits and financial needs. Counselors also will help clients in setting up a workable budget. If a client needs additional help in paying bills, Consumer Credit of Minnesota will work with creditors to get reductions in interest rates and fees and set up clients on a payment plan.
Consumer Credit of Minnesota
5871 Cedar Lake Road
Suite 105
St. Louis Park, MN 55416
952-544-6800
ccofminnesota.com
FamilyMeans Consumer Credit Counseling Service
FamilyMeans is a full-service counseling agency that offers a variety of mental health and family support services. FamilyMeans provides clients with financial education, budget planning, and a debt management program if appropriate. In the debt management program, FamilyMeans negotiates lower interest rates and fees with unsecured creditors and clients begin to pay off their debts through monthly payments to FamilyMeans.
FamilyMeans Consumer Credit Counseling Service
1875 Northwestern Avenue S.
Stillwater, MN 55082
651-439-4840
familymeans.org
The Village Financial Resource Center
The Village Financial Resource Center offers face-to-face financial counseling in its several centers located in Minnesota and South Dakota. It also offers online counseling for those who are unable to meet with a counselor in person. The Village Financial Resource Center offers several different types of financial counseling services, including premarital financial counseling, bankruptcy counseling, housing and foreclosure counseling, as well as debt management services.
The Village Financial Resource Center
(several locations throughout Minnesota and North Dakota)
800-450-4019
helpwithmoney.org
0 comments:
Post a Comment