Identity theft is one of the fastest growing crime categories in the United States. Incidents of identity theft increased by 11 percent from 2008 to 2009, according to Identity Theft Labs. At the current rate, one in 20 Americans will be victimized this year. Many Americans are signing up with Identity Protection Services to thwart the threat.
Information Protected
This is a vital area of comparison. A full range of protection will cover your full name, social security number, telephone number, credit cards, street address, email address, vehicle registration, driver's license, bank account information, loan or lease information, public records, insurance records and criminal records.
Services
The range of services covered varies by provider. Some companies offer both fraud alerts and fraud monitoring. Another service criteria is the recovery criteria and the guaranteed reimbursement. Additional services to look for are credit history reports, mail list removal, family coverage and credit monitoring.
Support
The ideal company will offer 24-hour phone support, seven days per week. Most companies offer email support and a frequently asked question section on their website. Some even have an active blog or newsletter.
Price
The price for Identity Protection Services ranges from around $8 per month up to about $20 per month.
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