How to Get a Cash Advance Without a Checking Account

You may find at some point you need of money desperately and but do not expect getting any disposable income in the near future. Often, this occurs due to unexpected medical bills or by falling behind on a few payments. For help when you are between a rock and a hard place, you can always receive a cash advance. With a cash advance, you have a preset amount of time to pay the loan back in full before you face a rather large interest rate on the remaining amount you owe.

Instructions

1

Call your credit card company. Most credit card firms will offer some sort of cash advance. Check to see how much your credit card provides. You could also ask for an increase in your case advance.

2

Use an ATM to withdraw your cash advance from your credit card.

3

Visit a cash advance center. These companies will give you a cash advance in return for your next paycheck. However, if you cannot pay the cash advance back within the allotted time, the interest rate can often be near or even over 100%.

4

Stop by a car title agency as a last resort. Such a company will give you a specific amount of money, but it will own the title to your car until you can pay back the entire cash advance. This form of cash advance differs slightly from an advancement on your paycheck, but most cash advance firms are capable of providing both loans. Every state has its own law regarding title and payday loans. (See Resource 1.)