How to Get Tanning Beds on Poor Credit

According to the Federal Trade Commission, having poor credit does not necessarily mean that you cannot get financing for certain items. Because creditors set their own financing standards, it is possible to purchase items such as tanning beds even if you have poor or no credit. In order to get tanning beds with poor credit you simply need to find a company willing to finance your purchase and meet the payment requirements of that purchase.

Instructions

1

Find a tanning bed company that offers financing for those with poor or no credit. Many companies, such as Wolff Tanning Beds, offer financing for those with poor credit. But because the standards are different for every company, you should first locate the company from which you wish to purchase the tanning beds in order to ask about their credit policy.

2

Apply for financing with the tanning bed company or store selling the tanning beds. While there are many wholesale tanning bed companies online advertising tanning bed sales to those with poor credit, it may be better to go to a store in person, speak with a financing associate, and apply for credit in person. Keep in mind that every time an inquiry is placed on your credit history, your credit score could be negatively affected. Therefore, apply only at stores from which you really want to purchase tanning beds. Avoid applying to multiple stores or websites, as this many ultimately hurt your chances.

3

Meet all of the requirements of the financed loan. While many companies will allow you to finance a tanning bed with poor credit, they will have strict rules for loan repayment. This may include set payment dates and high interest rates. In order to keep your tanning beds and improve your credit score, make sure that you follow all of the repayment requirements.