How to Track a Spouse's Credit Card Debt

If you're worried about how much debt your spouse is accumulating and you want to carefully monitor how much is being spent there are several tools you can use, some of the best ways utilize modern technology. Regardless of how you track your spouses debt, without some measure of trust the tracking may prove useless. Working together a family can monitor all of the spending.

Instructions

1

Set up a credit card account together. Being on the same account will allow you easier to access to see what the other user is doing. If you want to set limits on your spouses account you can make her an authorized user rather than a joint account holder.

2

Ask for receipts. Tracking receipts is one way to keep track of all credit card transaction. It's a little old fashioned but it helps prevent electronic mistakes and provides a good record.

3

Go online and look at the account. Most credit card providers have a website where you can log on and see what purchases are being made, when and where they are made, and which card was used.

4

Read through your bills every month. Reading through the bill thoroughly should allow you to see any transactions that you might not have otherwise noticed.

5

Set up credit monitoring. You can set up credit monitoring for you and your spouse. Credit monitoring can alert you when new accounts are opened and when balances increase on a credit card.