How to Obtain a Credit Report on a Judgment Creditor

When doing business with a company, you have a right to understand its financial history in order to protect yourself and your interests from potential financial harm. A credit report provides you with information on an entity necessary to make informed business decisions. The report includes judgments made against the company, tax liens, collections and payments details, credit scores, bankruptcies, leasing, insurance, and corporate financial records.

Instructions

1

Decide on what information you need to know in order to make informed business decisions and make a list to use as a guideline for selecting your report. You may need only a credit score or a full financial history.

2

Research credit report agencies. Business credit reporting web sites offer partial or complete credit reports on a business. Partial reports are usually very limited but can be greatly expanded depending on the investigation package you purchase. Expect prices to range from free for small details to upwards of $1,500 a year for access to multiple companies multiple times per month.

3

Enter the name of the business about which you are inquiring into the credit agency's search engine, noting the address and any other information that will limit the search. When your business choices appear, select the correct one.

4

Choose the report that will contain information relevant to you based on the criteria specified in your list, and if applicable, click purchase report.

5

Enter your credit card information and make the payment. Print and keep the receipt for your records and make note of how long delivery of the information may take.