Sunday, January 9, 2011

How to Make Out a Check for a Bank Deposit

Checks provide a simple means for paying bills or making purchases without the need for carrying cash. Because you can place a stop payment on a check if it becomes lost, it is safer than cash for mailed payments. Typically, you write a check to the recipient, who endorses it and deposits the check into his bank account. You may occasionally need to write a check for deposit in another bank account you own or a bank account owned by another person.

Instructions

    1

    Fill in the check date at the top of the check. If you plan to deposit the check in another account you own, write the check payable to yourself. If you plan to deposit the check in someone else's bank account, write the check payable to that person.

    2

    Write in the amount of the check deposit in both numeral and long forms in the appropriate areas of the check. Sign your name on the signature line on the bottom of the check.

    3

    Write "for deposit only to account " followed by the recipient's account number on the endorsement line on the back of the check. Sign your name below the statement.

    4

    Present the check to the bank teller and explain that the check is only for deposit to the recipient's account.

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