How to Find Your Credit Score in Canada

Canadian credit scores are held in the databases of one of two companies: Equifax Canada and TransUnion Canada. Borrowing money from any entity will affect your rating at one of these companies, or possibly both. To maintain a high credit rating, it is best to pay your bills on time and not accumulate too much debt. Your credit score is available to you and can be found out fairly quickly.

Instructions

1

Type in the web address of the company you wish to check. For Equifax Canada go to Econsumer.equifax.ca and for TransUnion Canada go to Transunion.ca. (See Resources for links.)

2

Select the option to order your credit score. For TransUnion Canada, select the button "Show me my credit profile." Make sure that the credit score option is checked before clicking on it. For Equifax Canada, select the "Credit Score" order button.

3

Fill out the required information such as name, address, social insurance number and driver's license number. Click "Next."

4

Fill out payment information and submit the form.

5

Answer questions regarding identity. This will ensure the company can confirm your identity. The questions will be based upon accounts you have or other data accumulated by the reporting agency.

6

View your credit information.