How to Get Your Credit Line Increased on a Chase Credit Card

Obtaining a line of credit increase on your Chase credit card is fairly simple so long as you have good credit and are in good standing with the bank. However, the bank will likely pull your credit report upon your request for a line of credit increase and that will reflect on your credit report. Sometimes the bank will "soft pull" your credit report, which means that the inquiry will not appear on your report.

Instructions

1

Call the toll-free phone number on your statement or on the back of your Chase credit card. Ask to speak with the department responsible for increasing your line of credit.

2

Discuss your options with respect to pulling your credit report to obtain a credit line of increase. Determine if the bank is willing to soft pull your credit report.

3

Ask the bank for an increase in your credit card's line of credit. While sometimes the bank will notify you of their decision instantly, more frequently the bank will notify you within seven to 10 business days after your request.