Sunday, June 26, 2005

How to Make a Past Due Bill Payment

How to Make a Past Due Bill Payment

Past-due bills can accrue extra fees and interest, so the sooner your account is current the easier it is on the pocket book. With bill pay options such as paying online or using an automated system, paying past-due debts is easier and more convenient. Most payments will even post the same day if you choose to pay electronically. Creditors and even utility companies have set up electronic options for consumers to pay their bills anytime day or night.

Instructions

    1

    Find your most-current account statement that you received in the mail or through personal email.

    2

    Review the statement for payment and interest information. Look at the total payment at the bottom with the interest and late fees added.

    3

    Set up an online account access if you do not already have one for your account. This can be done easily for most accounts. Go to the company's website or a bill payment website and create a new account.

    4

    Log in to your account and make sure that your records match the information showing on the screen including interest, fees and payment amount.

    5

    Go to "make a payment" or "pay your bill" and fill out the payment information, select the date you want your payment to post and then click "submit payment."

    6

    Write down your payment confirmation number for your records and record the payment in your checkbook.

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