How Can I Get a Loan Online With No Work Verification?

Payday loans are widely available online without employment verification. A random survey in May, 2011 showed a number of online lenders offering loans without proof of employment. However, the loans carry staggering interest rates, and loans are usually capped at a few hundred dollars. Some online lenders approve loans without employment verification, but most want proof of regular income. That is important for retirees or people who work various jobs for cash. People in that situation often cannot provide standard employment verification even though they have regular income.

Instructions

1

Review your bank account to confirm that it has regular deposits totaling at least $1,000 a month for the past three months.

2

Review cash advance or payday loan firms online offering loans without employment verification. Find names and web addresses of companies offering the loans by networking with friends and co-workers with similar credit challenges. Or ask for referrals from local payday loan companies.

3

Navigate to the homepage for the payday loan or cash advance company offering loans without employment verification. Follow prompts on the home page to apply for the loan as you enter banking and other information. A representative will follow up with you by telephone or email to complete the process for approval, which may include faxing in banking statements to confirm income.