Wednesday, February 20, 2008

About In Charge Debt Solutions

In Charge Debt Solutions is a non-profit organization that offers in-person, telephone and Internet-based credit counseling to people all over the United States. It also provides debt management services to interested consumers to help them get out of financial trouble without resorting to bankruptcy. In Charge Debt Solutions is based in Florida.

Getting Started

    In Charge Debt Solutions calls your creditors and arranges for a payment plan, often reducing interest rates and waiving late and over-the-limit fees.

Payments

    The company takes one payment from the consumer each month and distributes it as agreed to the creditors.

Other Services

    In Charge Debt Solutions also provides general financial counseling to those who may not want a debt management plan.

Memberships

    In Charge Debt Solutions is a member of the Better Business Bureau and the Association of Independent Consumer Credit Counseling Agencies (AICCC). They are also approved by the federal government to offer required courses to those filing bankruptcy.

Counselors

    Credit counselors working for In Charge Debt Solutions must be certified through the Association for Financial Counseling and Planning Education (AFCPE).

Evaluation and Costs

    Getting a basic evaluation is free. Further costs for participating in a debt management plan through In Charge Debt Solutions are not disclosed on their website (see Resources).

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