Debt is probably the largest threat to your financial stability. For this reason, you have to approach your debt aggressively and make a concrete plan to reduce -- or ideally, eliminate -- it. Attacking your debt sometimes is overwhelming, but you can make it less so if you break your approach into distinct, smaller steps. Assess the Debt Picture Know exactly how much debt you have. Look at your bills and any statements from lenders and creditors and write down what you owe on each account. Then add up all the amounts to get the total,...