How do I Transfer Balances to a Capital One Credit Card?

Credit card holders often want to consolidate balances or secure a lower annual percentage rate (APR), and many credit card companies allow customers to transfer balances from other creditors to their existing credit card account. The process used to transfer balances varies depending on the company. You can transfer balances to a Capital One credit card online or by phone. You can choose to have the balance transfer sent directly to your other creditor or have Capital One send a check to you.

Instructions

1

Log in to your Capital One credit card account and select the "Customer Service" tab.

2

Click "View Balance Transfer Offers."

3

Select the correct Capital One account from the drop-down menu, and click "Submit."

4

Fill in the required balance transfer information. Select whether to have Capital One send the transfer directly to the lender, or opt to have a Capital One "no hassle" check sent to you.