How to Make a Bank of America Credit Card Payment Online

Making online payments to your Bank of America credit card is easy. You can make payments using your checking or money market account. You can open a Bank of America online banking account in just minutes and start making payments instantly.

Instructions

1

Open a Bank of America online account if you do not already have one. Skip this step if you already have an online account. To open a new account, you will need your credit card number, the three- or four-digit code on the back of the card, your billing zip code, Social Security number, mother's maiden name and your email address.

2

Use your Internet browser to navigate to the Bank of America website. Find the menu for online banking and click on "Enroll" to create a new online banking account, or move to the next step if you already have online access with Bank of America. Follow the prompts as the system asks what type of credit or savings account you presently have with the bank. Click on "credit card." Enter your card number and other identifying information such as your Social Security number and mother's maiden name. Finish the process by following the prompts to create an online ID and passcode that you will need each time you enter online banking. Exit the system by clicking on the "sign out" button. Or just close your browser.

3

Return to the Bank of America website. Use your online ID and passcode to enter the site. Click on the "Bill Pay" tab at the top of the page. Then click "Add Payment Account." This will be the funding source for your credit card payment or any other bills you pay through online banking. You can select a checking or money market account with Bank of America or another bank. Enter the routing transit number and account number from the account you wish to use. You can find the routing number and account number at the bottom of one of your checks. The routing number is the nine-digit number on the left side of the check. Your account number will be block of numbers to the immediate right of the routing number. Continue following the prompts to store the data in the online banking system. Now click on the "Bill Pay" tab again, and click on "Add A Pay To Account." Enter your Bank of America credit card account number. Because it is a Bank of America account, the system will automatically populate the mailing address, if needed. Click continue to confirm. You can immediately begin making payments to the account by clicking on the "Bill Pay" tab after signing in.

4

Return to the Bank of America home page. Use your Online ID and passcode. Sign in to the system. Click on "Bill Pay." Find your Bank of America credit card from the list and click on it. Enter the date you want the payment delivered and the amount. Click the "Make Payment" button to confirm. Repeat each time you wish to pay your account online.