How to Check My FHA Loan Account

Every FHA loan account owner can and should keep a close watch on his account. Lenders who collect payments and maintain mortgage accounts are called loan servicers, and handle thousands of mortgage accounts. Posting errors, escrow payments, tax and insurance audits and lost checks are just a few of the reasons to follow up with your FHA lender. This is an easy task, thanks to the internet, but can be done by phone as well.

Instructions

Checking on Your FHA Loan Account

1

Find your account statement for your FHA loan. Information that you are seeking can generally be found by using your account number or Social Security number. However if you are looking for information on your mortgage insurance premium, you will need your FHA case number, which can also be found on your account statement.

2

Check on your FHA loan account by going online to the FHA lender's website. You may need to setup a username and password to access your online account. Login and follow the prompts to view your account information. Learn to navigate your FHA lender's website. Check your balance, make a payment and check your escrow account to see if payments have been sent out. If you see something that concerns you, call the lender's toll-free number which will be shown on the website as well as your monthly statement.

3

Check on your FHA loan account by phone. Call the customer service number shown on the statement, and wait through the hold period, or follow the prompts. Customer service representatives will answer and ask for your account number and property address. If you don't have your statement handy, she will ask for your Social Security number. She will then ask how she can help. If you are seeking information regarding your mortgage insurance premium you will need to provide your FHA case number.