Illness is often unexpected and when it strikes, it can leave you with expensive medical bills. If you are uninsured or are experiencing financial difficulties, you could find yourself in a situation where you are unable to pay them in addition to your other responsibilities. While ignoring medical bills is not an option, there are ways to properly handle your inability to pay.
Make Contact
Put some money toward the amount that you owe. This will show willingness on your part to pay what you can, even if it is only a small portion of the bill. By showing that you are willing to work with the medical office, there is a greater chance they will be more inclined to work with you.
Pay What You Can
Put some money toward the amount that you owe. This will show a willingness on your part to pay what you can, even if it is only a small portion of the bill. By showing that you are willing to work with the medical office, there is a greater chance that they will be more inclined to work with you.
Pay in Installments
Ask if it is possible to pay your bill in installments. Some medical practices will arrange for you to make payments of a predetermined amount monthly. If you are able to arrange a payment plan, set your payments at an amount that you can afford while taking your monthly budget into account. Larger facilities, such as hospitals, may allow you to set up automatic payments through your bank account.
Apply for Medicaid
Under certain circumstances, you may be eligible for Medicaid. Medicaid is generally three months retroactive and it may help with paying a portion of any bills owed prior to being approved. Contact your areas Medicaid office as eligibility guidelines vary by state.
Look to Other Outside Sources for Assistance
Seek outside assistance for paying your bill. Depending on the size of your bill, ask your family for a loan or seek financial assistance from charitable organizations, such as your place of worship. Check for regional non-profit programs that offer financial assistance or patient advocacy groups. If your bill is for a hospital, ask if they have any charitable assistance programs that you may be eligible to apply for.
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