Most states permit creditors to garnish your wages by obtaining a civil judgment against you for a delinquent debt, then applying to the court that issued the judgment for a writ of garnishment. The creditor or court then orders your employer to withhold part of your earnings to pay toward the judgment debt. Because wage garnishment continues until the debt is satisfied in most cases, keeping track of your judgment balance can help you determine when your creditor will stop garnishing your earnings.
Instructions
- 1
Call the attorney that represents the judgment creditor and ask for the remaining balance on your judgment. If no attorney represents the creditor, call the creditor or the court that issued the judgment.
2Send a letter requesting the remaining judgment balance if the attorney, creditor or court will not give you this information via telephone.
3Ask to receive documentation of the remaining balance in writing. This can help prevent the continuation of garnishment if you choose to pay off a judgment balance based on an erroneous verbal statement provided by the court, creditor or attorney.
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