Wednesday, May 2, 2007

How to Treat Unpaid Hospital Bills

Do you have unpaid hospital bills? If so, you are definitely not alone. Many people in the world find themselves in a financial bind and cannot pay their medical bills. However, failing to pay your hospital bills may actually create additional problems for you; so it is extremely important to attend to this matter as soon as possible. Luckily, there are a few things that you can do to successfully treat those unpaid hospital bills.

Instructions

    1

    Verify the amount of the unpaid bills. In order to properly treat your unpaid hospital bills, you should first contact the hospital to find out the exact amount of your debt. Be sure to ask someone in the billing department to send you a current itemized bill describing all of your unpaid hospital bills, along with the specific amount that you owe.

    2

    Review the statement for accuracy. Once you receive your itemized bill from the hospital, take time to look over the information to make sure that it looks correct. Please keep in mind that the hospital may charge you late fees and miscellaneous penalties for your unpaid bills. However, all fees should appear on your current itemized bill.

    3

    Negotiate a payment plan with the hospital. If you are unable to take care of your unpaid bills, then perhaps the hospital will allow you to make monthly payments until your account is paid in full. Be sure to be honest with the hospital and let them know exactly how much money you can actually pay towards your bills each month.

    4

    Submit your monthly payments on time. After you make the necessary arrangements with the hospital, you should begin sending in your payments in a timely manner. More than likely, you will have the choice to make your payments in person (at the hospital), online, over the telephone, or via postal mail. You may even have the option to pay your hospital bills with cash, check or credit card. Be sure to select the appropriate payment method that best suits your needs.

    5

    Keep track of your payments. Make sure that you write down the date and amount of each payment that you make to the hospital. It is also a good idea to follow-up with the hospital every month, to make sure that they received your payments. The hospital may even send you a receipt for your payments, upon your request.

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