How to Use a GE Credit Line

The GE CreditLine is a loan product offered by GE Money, a global lending company which claims to have more than 130 million customers in 55 countries. The GE CreditLine can be used for purchases in 10,000 stores in Australia, according to the GE CreditLine website. The GE CreditLine is a different loan product than GE Money accounts in the United States. Stores such as JCPenney in the United States offer their own credit cards, but the cards are actually issued and managed by GE Money.

Instructions

1

Find a store in Australia accepting the GE CreditLine. Visit the GE CreditLine website (See Resources, below) to find a store nearest to you. Click on "Find A Store" on the homepage to begin. The credit line can be used at retailers offering many types of goods and services, including bedding, computers and home improvement products.

2

Choose "interest-free" payments if you wish. GE CreditLine says the interest-free option is a major feature for the credit line. You can make monthly payments for up to 24 months, and finance charges will we waived if you pay off the balance before the interest-free period ends. You can also choose to make regular monthly payments with monthly finance charges. Go on to the next step for another interest-free option.

3

Pay for healthcare services in Australia with the credit line and select an interest-free repayment schedule. The credit line can be used to pay for dental work, including orthodontics, laser surgery and other vision care, laser hair removal and veterinary care. You can also get cash from your GE CreditLine card by using it at ATM machines in Australia.