How to Avoid Eviction & Utility Shut-Off

Avoiding eviction and having your utilities shut off is a challenge that many face in hard economic times. Residents who make their home in an extreme climate are especially vulnerable. If you are facing eviction and utility shut-off, find out what options are available for you in your area. It can mean the difference between home sweet home and out on the street.

Instructions

1

Apply for the Low Income Home Energy Assistance Program (LIHEAP). Find out if you qualify for this program by calling 866-674-6327. Have your income information ready because guidelines will vary according to the state in which you live. To receive these benefits, most states require that your income fall at least 110 percent below the level of poverty. If you are able to obtain LIHEAP benefits, the proceeds will normally be paid directly to your utility company and lower your fuel or electric costs.

2

Look into discounted rate programs. Contact your local utility company to see if they offer any reduced rate programs for people who meet certain income guidelines, senior citizens or individuals who have become disabled. Ask what the qualifications are for these programs.

3

Be calm. Do not make threats. If you are faced with an eviction notice, be sure not to say things which can be used against you. A lawyer could use your words and actions against you if you were ever to appear in court. Remain quiet and deal with the situation in a respectful way.

4

Go to a local house of worship for assistance. Call the churches in your area to determine if they offer any programs for area residents who need financial help. Be prepared to travel to these places if you are not able to reach them by phone.