According to Health.com, a major online source of medical information, high medical bills lead to more than 60 percent of the bankruptcies filed in the United States. It's no wonder that this is a growing problem as the costs of medical care continues to grow faster than people's ability to pay for them. If you are facing financial disaster as a result of mounting medical expense, understand that there are ways to cut medical costs by availing yourself of programs sponsored by nonprofits, hospitals and companies.
HealthWell Foundation
If medical insurance premiums, prescription drug costs and other expenses are more than you can afford, the HealthWell Foundation is poised to help you. This nonprofit organization was founded in 2003 and it is committed to helping individuals for up to one year with their health care costs if they cannot afford them. And should you need additional help after one year, you can always reapply.
The HealthWell Foundation
P.O. Box 4133
Gaithersburg, MD 20878
800-675-8416
healthwellfoundation.org
Patient Advocate Foundation
If the co-payments on prescription drugs are more than you can handle, the Patient Advocate Foundation may be able to help. Now located in Hampton, Virginia, this organization uses call counselors who will guide you through the process of enrollment. If you have cancer, rheumatoid arthritis, diabetes or osteoporosis and take medication for those illnesses, you may qualify for help from this nonprofit organization.
Patient Advocate Foundation
421 Butler Farm Road
Hampton, Virginia 23666
800-532-5274
patientadvocate.org
UnitedHealthcare Children's Foundation
If you have children and your private insurer and its plan have high deductibles that you find difficult to pay, this foundation may be able to help. Many health care plans, for example, do not pay for the cost of hearing aids or for speech therapy , but UnitedHealthcare Children's Foundation might be able to help with those expenses.
UnitedHealthcare Children's Foundation
MN012-S286
PO BOX 41
Minneapolis, MN 55440-0041
952 992-4459
uhccf.org
Chronic Disease Fund
If you have accumulated bills as a result of having cancer or any other chronic disease, this fund will help you if you qualify. Each year, the average patient can receive $2,500 to $8,000 to help defray part of the expenses, including prescription drugs. Pick a pharmacy that is on the fund's approved list, and you will not even have to file for a reimbursement.
Chronic Disease Fund
6900 N. Dallas Parkway
Suite 200
Plano, TX 75024
972-608-7141
cdfund.org
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