Thursday, December 10, 2009

Types of Visa Gift Cards

Picture this: It's your birthday and everyone is gathered around while you open your presents. You receive a pair of woolly socks (that you'll never wear) from your uncle; a bracelet that is too small for you (that will probably end up on Craigslist); and a gift certificate to the Hallmark store (a place you've never even stepped into): all fairly useless things, at least to you. But among all your gifts, you also receive a Visa gift card. You start to think of all the things you can buy with it: those cute shoes you have been eyeing, new glasses, the latest tech-toy or groceries. The possibilities are endless.

Definition

    A Visa gift card, also known as a prepaid Visa card, is a gift card with the Visa name and logo. It's a gift card that can be used everywhere that accepts Visa cards. It's a credit card with a manageable limit. You can only spend what is on the card, and not a penny more.

Uses

    Visa gift cards are an alternative to cash or gift certificates. Unlike store gift cards, Visa gift cards give the user the freedom to shop where she wants. It makes purchases easier.

Where To Purchase

    Visa gift cards can be purchased on the Visa website (www.visa.com) or at local grocery chains. Pay for the amount you want to be on the card and give the card to the recipient. When the recipient is ready to shop, he just swipes to his heart's content.

Possible Recipients

    Visa gift cards can be received by anyone. They are convenient for students, friends, family members and coworkers. They also can be given as Christmas gifts.

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