People seeking to escape collection agencies may be able to run, but they may not be able to hide very long. Those skilled in the art of "tracing" are always on the lookout for debtors who have "skipped" out on their bills.
Definition
Skip tracing locates missing debtors who are attempting to avoid having to pay bill collections or past-due judgments, according to Bene Finders. The person doing the work to locate the debtor is known as a skip tracer.
Methods
Skip tracers look for the person using a phone book, the Internet and public records from the Department of Motor Vehicles or courthouses. They also use paid services to find a debtor, such as hiring an investigator to go door-to-door in the debtor's last known neighborhood and place of employment.
Regulation
The Fair Debt Collections Act governs the limits of skip tracers and collections procedures. Section 803 of the Act allows a skip tracer to obtain a debtor's employment and residence information.
Warning
A skip tracer must stay within legal boundaries when searching for a person. Harassment of a debtor and unfair actions violate the Fair Debt Collections Act, which may lead to legal action against the skip tracer.
0 comments:
Post a Comment