How to Verify Credit Card Information

It is important to be able verify your credit card when using it, either in person or online. Although each card has a different 16 digit number printed across the front, there are several other ways to verify the credit card. This helps lower the likelihood of identity theft, especially with online users. If you are ever asked to verify a credit card, be prepared to show at least one of the next several items.

Instructions

1

Give the expiration date if you are asked for it. Although this is a common question online, it is helpful when purchasing products over the phone to prove the validity of the card.

2

Display a second form of identification that matches the name printed on the credit card. Most credit cards have a middle initial listed. Having a second form of ID can prove you are the rightful holder of the card.

3

Read off the protection number on the card. On a Visa or MasterCard, this number is printed on the back. When using American Express, the protection number is four digits and on the front of the card.

4

Provide the home billing address for the card. Without the home billing address, (especially for online purchases) the credit card transaction does not go through.