How to Write a Cash Advance Check From a Mastercard

MasterCard Worldwide is one of the world's largest brands of credit cards, but the multinational company also offers a wide variety of financial services and products. MasterCard licenses financial institutions such as banks and private lenders to offer several types of MasterCard-branded credit card accounts: Standard, Gold, Platinum, World and World Elite, each with its own set of benefits, rules and privileges. Depending on the financial institution issuing the card, some MasterCard accounts allow you to write convenience checks against your card's available balance, allowing you to pay for purchases using your credit card balance for purchases that don't allow credit card payment.

Instructions

1

Call your card issuer to obtain the details of your account's cash advance check features. Whether your MasterCard account includes the ability to write cash advance checks may depend on the type of MasterCard it is. Some card issuers only offer the service to Gold or Platinum accounts and above.

2

Request convenience checks from your MasterCard issuer. Typically, if the card issuer offers this service to your account, it will mail you a single checkbook. Some card issuers include blank convenience checks with your monthly credit card statement.

3

Write the date on the check in the "Date" field. You may write this by spelling out the month, day and year, such as "May 4, 2011," or by writing their respective numerical representations, such as "5/4/2011."

4

Write the name of the recipient of the check on the "Pay to the Order of" row. This row may have a slightly different name, but you can identify it by locating it just above the amount field. Write the full business name if you're writing a check to a business, or write the full first and last name, as well as any titles such as "Dr." or "DDS" if you are making the check out to an individual.

5

Write the full amount of the check in the "Amount" field. Include the dollar amount in complete words, and include any cents as a hundredth fraction. For example, if your check is for $1200.25, you would write "One thousand, two hundred dollars and 25/100."

6

Write the numerical amount if there is a separate field next to the "Amount" field reserved for this information. Most convenience checks require that you write the check amount both numerically and spelled-out, to reduce the likelihood of clerical error.

7

Include details about the payment in the "Memo" section. Details can include the reason for the payment, an account number, or a note to the recipient.

8

Sign the check. The recipient can fill in the name, date and even dollar amount without invalidating the check, but won't be able to deposit or cash the check without your valid signature.

9

Fill in any remaining blanks on the check that apply to your transaction, then turn the check over to its recipient.