How Can I Get Off My Husband's Credit Card?

Removing your name from your husband's credit card is a simple process. As a secondary cardholder, you just need to alert the credit card company that you no longer wish to be on the account, and the company will remove your name. Keep in mind, however, that you will still be responsible for any debts incurred on the card during the time that your name was on the account. Creditors can and will legally pursue you for those debts.

Instructions

1

Write a letter to the credit card company stating that you want your name removed from the joint account. Include the account number, your credit card number if it is different, your name, your husband's name, and your address for identification.

2

Have your husband write a second letter requesting that the credit card company remove your name from the account. Some companies may not make changes to an account without permission from the primary cardholder.

3

Send both letters together through certified mail and request a receipt. This will provide you with proof that the credit card company received your request.

4

Call the company two weeks after you get the receipt to make sure they have processed your request, and that your name is no longer on the account.