Monday, July 24, 2006

How Can I Track Down My Previous Address?

Previous address information is often required on a variety of applications. If you've forgotten this information, you can track down your previous addresses by viewing your credit report. In the United States, three major credit bureaus, Experian, Equifax and TransUnion, maintain and report credit information. You can request a credit report from any of these credit bureaus to view your previous address history.

Instructions

    1

    Request a copy of your credit report from any of the major credit bureaus. You can request your credit report online from Experian, Equifax or TransUnion. Alternatively, you can request your credit report by phone by calling Experian at 888-397-3742, Equifax at 800-685-1111 or TransUnion at 800-916-8800.

    2

    Pay the required fee. The credit bureaus charge a fee to issue you a copy of your credit report. If you were denied credit or employment in the past 60 days, you are entitled to a free credit report. If requesting a credit report by phone, tell the customer service representative that you are eligible for a free copy of your credit report. If requesting a credit report online, the credit report ordering system will ask you if you were denied credit in the past 60 days.

    3

    View your credit report. If you requested your credit report online, you will have instant access to your credit report. If you requested your credit report by phone, you should receive your credit report by mail in approximately 10 to 15 business days. Locate the section of your credit report with your personal information. You will normally find this information at the beginning of your credit report and at the end of your credit report. At the beginning of your credit report, you will find your recent address history. At the end of your credit report, you will find a more detailed address history going back approximately seven to 10 years.

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