How to Add All Credit Cards to a Personal Loan

You can add your credit card debt to a personal loan--if the loan is a line of credit. With a line of credit you can write checks from the loan account to make purchases or pay off debts. Many banks and credit unions offer signature loans that act as lines of credit. Adding your credit card debt to the loans is easy.

Instructions

1

Check your statement or contact the bank to determine how much available credit you have.

2

Select the credit cards you wish to pay off. Confirm that you have enough credit in your loan account to make the payoffs.

3

Send loan checks to the credit card companies using the address on your billing statements.