There are many grants available from the government to assist individuals in financial need. In most cases, these grants are designed to help those in a specific situation. Grants to pay debt itself are not common, but there are grants that will help you avoid accumulating medical debt in the first place.
Disease or Illness Grants
Try searching for grants that are designed to help cover treatment costs of your medical condition. For example, there are special funds designated for those suffering from HIV or AIDS, Alzheimer's, Parkinson's, cancer and leukemia. There are even grants to cover your pharmaceutical needs. Research grant opportunities before your medical debt begins to pile up.
Hospital Grants
Hospitals often receive grant money from the government to help patients in need. If you are unable to pay for treatment due to a lack of insurance or gap in your insurance coverage, contact the hospital. Some hospitals will even waive the treatment costs for qualified applicants.
Private Grants
If you are unable to find government grant money to cover your medical debt, try seeking a grant from a private organization or contact a local church. The Patient Advocate Foundation and Shepherd's Hope Inc. are national charities known to offer grants to cover medical expenses. Community Action organizations are local private assistance groups that help pay patients' monthly expenses such as rent and utility bills. Community Action organizations are located throughout the United States.
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