How to Add Someone to Your Credit Card to Improve Their Credit Score

Adding a name to your credit card results in the person becoming an authorized user on the account. Being an authorized user can help improve this person's credit score if you have good credit and manage the account well. The process is quick and simple. However, before adding a name to your credit card, consult your card company first.

Instructions

1

Call your card company to discuss the details. Some credit card companies do not report authorized users to the three credit reporting agencies. Before adding a name to your account, call your card company's customer service number to see if the company reports authorized users.

2

Provide your credit card company with the person's name, address and Social Security number. Your credit card company will need the individual's personal information to update his credit report with the new account information.

3

Maintain a good credit record. Your actions have an impact on the authorized user's credit score. This account appears on both credit reports. Pay your bills on time and do not miss a payment. Skipping a payment or maxing out the credit card can lower the authorized user's credit score. Timely payments and a low balance helps increase his score.