How to Find Financial Help for Seniors

Financial help is available for seniors who qualify. Many public and private organizations provide help ranging from free or discounted adult day care to help paying for food and shelter. One of the biggest challenges for some seniors is simply knowing about all the programs and services that are available. That can be especially challenging for seniors who are living on their own and suffering from dementia or other mental disorders.

Instructions

1

Contact your county's Department of Aging, or call city hall and ask for the name and telephone number of the local government agency responsible for issues related to seniors. Once you have contacted the proper agency, tell the representative the nature of your financial problems and ask about possible solutions. The response will depend on the nature of your problem. Chances are you will be referred to agencies offering specific help for your specific situation. Follow the representative's advice to seek the proper help.

2

Contact a government-certified credit counselor if you are having trouble paying your bills. Credit counselors such as those affiliated with Consumer Credit Counseling Service can contact lenders on your behalf to negotiate monthly payments that you can afford. The counselors can help with budgeting and other financial issues as well. Provide the counselor with complete information on your income and your debts as she helps with your finances. Find a counselor in your community by visiting the website for the U.S. Department of Housing and Urban Development.

3

Contact your local department of Social Services if your financial problems are so severe that you are having a hard time paying for food and shelter. You may qualify for public and private programs such as Meals On Wheels or the U.S. government's Supplemental Nutrition Assistance Program. Saving money on food and shelter could help while you work through financial problems.