How to Stop Consumer Credit Card Offers

Information gathered from the three national credit reporting bureaus (Equifax, Experian and Transunion) results in credit card offers being sent to you in the mail. If you want to stop it, you will need to notify the national credit reporting bureaus that you no longer wish to receive such offers. The FTC has provided authoritative information on how you can do this, but you should be aware that it may take as many as 60 days before you stop receiving these credit card offers.

Instructions

1

Call the Opt Out Prescreen Hotline at 1-888-5-OPTOUT. Be prepared to give all requested personal information over the phone, including your social security number. Alternately, visit their website at OptOutPrescreen.com and follow the website's directions to begin processing your request.

2

Write the senders of any other credit offers you receive after the initial 60 day period to notify them that you no longer wish to receive such offers. Be aware that the Opt Out Prescreen service only affects credit card applications sent to you by companies using lists assembled by the national credit reporting bureaus. Simply opting out with them may not cover every company trying to solicit your business with offers of credit. Use the contact information provided in the materials these companies have sent to you in the mail to opt out of their offers.

3

Follow up with OptOutPrescreen after a few weeks have passed to ensure that your request has been processed and entered into their system. Call them and politely ask the customer service representative to check that your information is securely in their system and accurate.