How to Improve an Experian Score Quickly

Improving your Experian credit score requires paying close attention to your finances and strategically paying the right kinds of bills. If you create and stick to a plan, you should start to see your Experian score improve within 30 days.

Instructions

Improve Your Experian Credit Score

1

Order your credit report from Experian by visiting their website. You are entitled to one free credit report every calendar year, or if you have been denied credit in the last 60 days, according to federal law. Go through your credit report and be certain everything is correct including all of your personal information, your previous addresses and your past accounts. If you notice anything incorrect, follow the procedure outlined in the report to have it corrected.

2

Begin paying down your credit accounts, but do not cancel any accounts that you may be able to pay off. Avoid opening any new credit accounts or signing up for any programs or services that may need to check your credit score prior to approving you.

3

Pay all of your bills on time. Gather your bills together and rearrange your monthly budget to allow yourself to pay all of your bills on or before their due dates.

4

Rather than consolidating debt, or moving several high interest rate credit cards to a single credit card, pay accounts individually. Paying on the same amount of debt whether it is one account or several accounts does not improve your credit score, and the process of consolidation causes a notation on your credit report that can lower your score.

5

After 30 days of paying your bills in this manner, order a new credit report and check on how high your credit score has been raised.