How Can I Check the Balance on My Checking Card?

Almost everyone who has a checking account has a checking card, or debit card, to go with it. It's convenient and quick, and it saves time compared to writing a check. Because funds are withdrawn directly from your checking account when you use your card, you'll need to know what the account balance is so you won't overdraw your account. You can ask a teller what your balance is when you're at the bank or check the balance at your bank's ATM machine, but you can also call the number on the back of your call or use online banking when visiting the bank isn't convenient for you.

Instructions

Calling the Number on Your Bank Card

1

Look on the back of your bank card for a bank telephone number. Call that number and either a person or an automated phone system will respond.

2

Either type in or speak your checking account number when asked by the customer service representative or prompted by an automated system. After you give your number, the customer service rep or automated system will retrieve your information.

3

After you listen for your account balance, choose another option, such as transaction history, make a payment or withdrawal funds, from the automated system or customer service rep. If you do not need anymore additional information, end the call.

Checking Your Balance Online

4

If you haven't done so already, go to your bank's website and register to use their online banking features. Fill out the webpage with your basic information or any other information it asks for.

5

Create a user name and password when prompted. For added security of your identity, pick the suggested security questions and create answers combining both letters, numbers and symbols.

6

Click on the tab showing your checking account for access to your transaction history as well as your check card and checking account balance. Whatever balance is left in your account is the balance left on your card. Use the "contact us" or "live chat" help features your bank offers if additional help is needed.