There are three national credit bureaus in the United States: TransUnion, Experian and Equifax. These three bureaus record, store and display information about the credit histories of all active consumers in the U.S. While their methods of collecting and recording information are often quite similar, there are a few differences between the bureaus. If you have a question about your report, or need to send a document to these bureaus, you must know how to find their addresses.
Instructions
- 1
Pull a copy of your credit report first. Log on to Annual Credit Report for a free copy. This is a federally mandated website for American consumers. You can get a free copy of your report from all three agencies. You will need to know some account-specific information, though, such as last payments, account balances and open dates. These questions are to verify and secure your identity.
2Print out all three credit reports. Each report has four distinct sections: demographic information (such as name, address, employer); public records (such as bankruptcies and tax liens); credit inquiries; and trade lines (all accounts on your report). On the bottom of each report is the mailing address for each credit bureau.
3Call your local bank. If your bank has any credit-related programs (mortgages, equity loans, personal loans or bank overdraft protection), it reports to the credit bureaus each month. Ask for the credit bureau mailing addresses.
4Log on to Bankrate to search for the credit bureau addresses online. These addresses are easily found by typing "contacting the credit bureaus" into the search bar. Choose the first option in the results section. The three addresses are clearly displayed.
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