How to Write a Permission Letter to Creditors

If you engage a representative to contact your creditors, you must give permission in writing to do so. Laws exist to prevent creditors from releasing information to anyone but you. For a lender or negotiator to contact a creditor on your behalf, it needs a letter specifying exactly whom you allow to receive the information.

Instructions

1

Insert the date at the top of the letter. Skip a space or two and write your name and current address. Skip another space or two and add the creditor's name and address. If you are writing to a specific person or department, insert the name below the creditor's address. For example: "Attn.: Collections Department.

2

Write the salutation. Odds are high that you will not have a specific person to whom you will address the letter. "To whom it may concern:" is sufficient.

3

Type a paragraph granting permission to release your information. Use phrasing similar to "I, Jane Doe, hereby give permission to Company A to request and receive information relating to account number 001." If you know the specific person who will be requesting the information, name him in the letter. For example, Mr. John Doe of Company A.

4

Sign the letter and make two copies. Send one to the creditor, one to the company or individual requesting information and retain one for your records.