How to Look Up the Addresses of the Credit Bureaus

All lending in the United States is tracked by three major credit bureaus: TransUnion, Equifax and Experian. These three agencies are independent, though the information contained on credit reports is often quite similar and sometimes identical. The rating system each of these companies uses is also similar. If you have a question about a reporting error or mistake on your credit report and you need to send the credit bureaus documentation, you'll need to figure out their address. Fortunately, this is quite simple.

Instructions

1

Determine the credit issue before you start sending information to the credit bureaus, especially if you will be sending it via the U.S. Postal Service. Credit bureaus can be slow to respond (though they must acknowledge all inquiries within 30 days of receipt).

2

Pull all three copies of your credit report at the Annual Credit Report website. This is a federally-mandated website for American citizens who wish to view their credit reports. Pull your credit report from all three bureaus. If the issue appears on all three bureaus, you will need to contact all three of them.

3

Call the toll free number listed on the credit report you pulled from Annual Credit Report. These phone numbers will take you to the customer support line for each bureau. Once you get through to a representative, you can ask for the mailing address. You should specify the issue, too, as a more specific address may help get a faster response.

4

Review any current or old account statements from any credit accounts. These will have toll free numbers for the credit agencies, too, though it may take longer than calling the direct number from the credit reports.