How to Locate Judgment Holders

If you've recently been denied credit or simply wish to clean up any bad credit that you know appears on your credit report, you need to pay off any judgments that have been entered against you. If you're unsure what judgments have been entered against you or who the original creditor is, you need to locate the necessary information and begin to clear up your judgments.

Instructions

1

Request your credit reports from the three major credit bureaus: Experian, Equifax and TransUnion. If you haven't requested one within the past year, you're entitled to a free one through annualcreditreport.com each year. You're also entitled to a free report by the agency that provided the report if you've been denied credit.

2

Review the "Public Records" section of the reports once you have them. Judgments are public record and are required to be reported under the "Public Records" section of your credit report.

3

Write down the court name and case number of the judgment. Locate the court clerk's telephone number or website.

4

Request a copy of the entry of judgment. Certain courts allow you to obtain a copy online, while others require you to request the copy in writing. A small fee usually applies.

5

Locate the name of the judgment holder, or plaintiff after you have the entry of judgment. The contact information for the judgment holder is typically located on the entry of judgment. If it isn't, request the docket sheet as well or contact the court directly and ask for contact information for the plaintiff.