Some information about your credit may be available to the general public. Generally, this information comes from court records and can seen by anyone who takes the time to examine court documents.
Types of Information
Credit information readily available to the public includes bankruptcy filings, court judgments, and liens.
Prevention/Solution
Public information about your credit released through the courts is almost always the result of a negative action taken because of your credit. Avoid this by paying your bills on time so that you don't end up in court. If you are threatened with court action, make every possible effort to resolve the debt before the creditor files court papers.
Misconceptions
The release of public information about your debt won't necessarily cause you embarrassment. Usually only the public records of celebrities draw attention from reporters and the public. Negative information such as bankruptcies, foreclosures, and liens will appear on your credit report, however, and there is no way to prevent that.
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