How to Get Payoff Figures for Your Student Loans

If you accepted a federal student loan while attending a post-secondary educational institution, you will be required to begin repaying the loan six months after you graduate, leave school or drop below half-time status unless you qualify for a deferral or forbearance. If you are like most students, you may not know how much money you currently owe on your student loans. You can obtain your current balances on all federal student loans through the National Student Loan Data System, or NSLDS.

Instructions

1

Navigate to the NSLDS website.

2

Select "Financial Aid Review."

3

Acknowledge that you have read and accept the privacy policy by clicking on "accept." Choose whether you want 128-bit encryption on the next screen.

4

Input your Social Security number, the first two letters of your last name, your birth date and your PIN number on the following screen. If you do not remember your PIN number, or never received one, you may apply for one through the PIN website. Your accounts will be displayed on the following page along with your current balances.