How to Make a Payment on a Rewards Card

Reward cards pay users back for using them by assigning point values to all qualifying purchases. You redeem these points in the form of cash, gift cards, airline miles or other venues that the card issuer selects. Rewards cards work identically to credit cards, and provide users several different payment options.

Instructions

Pay by mail

1

Wait to get your statement in the mail. When you receive it, review the information on the statement, making sure that you were not overcharged for anything. Once verified for accuracy, move to the next step.

2

Locate the payment information on the statement. This information is typically found in the bottom right corner of a payment coupon, detailing account numbers and mailing addresses. Billing statements include the minimum payment amount, payment address and envelope to remit payment.

3

Write a check or get a money order for the amount you wish to pay for the rewards card account. This amount must be the minimum payment, but can be more. Place the payment in the envelope with the payment coupon and mail it back to the creditor. Follow up with the creditor in about a week to make sure they received payment to avoid late or missed-payment charges.

Pay online

4

Sign up for online billing if the creditor offers it. Online billing or e-bill options send statements to you via email or directly to your personal, online-banking solution for payment. Once you receive the invoice, paying it is an uncomplicated procedure.

5

Log on to your online banking system or log on to the merchant's website using your personal credentials -- user name and password. Review the statement, ensuring all information is correct. If all charges look correct, you are ready to pay the bill.

6

Select the option you prefer to pay the bill electronically, and fill out the amount you would like to pay. If you are paying directly on the creditor's website after signing up for e-billing statements, complete your payment for your checking account or debit card and remit by following the instructions on the merchant's website. If paying from your bill payment dashboard with your bank, follow the on screen instructions from the bank to remit payment. Once payment is remitted, the creditor receives it and payment is done.