How to Stop Creditors From Calling Your Job

Creditors can become very harassing and if you fail to properly handle the situation, it will remain that way. Receiving calls at home is one thing but to hear from creditors at your job is greatly inconvenient. In some cases, employees have faced disciplinary measures for taking a call that turned out to be from a creditor. However, if you employ a few tips, you can permanently end such disruptions.

Instructions

1

Tell creditors never to call you at work but do so politely. In some cases, making this known is sufficient to halt the calls.

2

Get the creditor's address and state your desires in a letter. You can also declare you want no phone calls either. Do not think you have no control over over how creditors may contact you.

3

Send the letter certified mail because you want documented proof. You should also retain a copy with the certified mail receipt. The company can contact you one more time but only to tell you they will no longer contact you in the ways you mentioned.

4

Consult an attorney if the calls continue. You can actually sue for harassment if they continue to contact you, harass, threaten or do not follow the Fair Debt Collection Practices Act (see Resources).