How to Prove Unreported Income Through Bank Deposits

There is a variety of reasons for wanting to prove unreported income through bank deposits. A parent seeking an increase in child support payments may suspect that the other parent is not making truthful statements about income. Or, a divorce court could ask for complete information about a person's finances. Also, mortgage companies often require proof of money in bank accounts as part of the credit approval process.

Instructions

1

Obtain records from your bank if you are voluntarily providing proof of income that is unreported yet documented by bank deposits. Visit your bank's online banking site to view and print statements from checking and savings accounts. Or contact the bank's customer service department to request the statements by mail. Obtain statements covering an entire tax year.

2

Prove the unreported income by comparing the total amount deposited for the year against amounts listed on federal income tax returns. People with unreported income sometimes have more income on deposit in banks than they report on tax returns. Or they have more income than they report in a child support or divorce case. Matching up bank deposits and tax returns over the course of a year provides an accurate picture of unreported income.

3

Consult with an attorney on methods for forcing a person to produce banking records in child support or divorce papers, if necessary. A judge can order a person to produce full banking statements showing the unreported income.